Missouri Car / Permit practice
Penalties & Licensing
The point system, license suspension, provisional-license rules, insurance requirements, and other licensing basics.
Questions reviewed against the official Missouri driver handbook · July 7, 2026
12 questions · pass with 10 correct. You get instant feedback and an explanation after every answer.
Study questions with answers
12 sample Penalties & Licensing questions with the correct answer, a short explanation, and the official handbook reference. Read through them, then take the quiz above.
1. Even after a minor crash with a parked car, why must you not simply drive away?
Correct answer: Leaving the scene of a crash is a crime
Leaving the scene of any traffic crash, including with a parked vehicle, is a crime; stop and leave your information.
Source: Missouri Driver Guide, Chapter 13 - Mandatory Insurance
2. What is the eligible age for a full (unrestricted, under-21) Missouri driver license?
Correct answer: 18
The full driver license is available at age 18 after meeting the intermediate license requirements.
Source: Missouri Driver Guide, Chapter 1 - The Missouri Driver License
3. How many points are typically added to your driving record for a state speeding conviction?
Correct answer: 3 points
A speeding conviction generally adds points to your record, commonly three points at the state level.
Source: Missouri Driver Guide, Chapter 11 - The Point System
4. After your driving privilege is reinstated following a point suspension, your total points are reduced to what number?
Correct answer: Four
When your privilege is reinstated, the Department reduces your total points to four, which then decrease over time if you avoid new points.
Source: Missouri Driver Guide, Chapter 11 - The Point System
5. What can happen if you continue to drive while your license is suspended?
Correct answer: Your driving privilege can be revoked for a year after conviction
Driving on a suspended license can lead to a one-year revocation, and driving while revoked can bring a felony charge.
Source: Missouri Driver Guide, Chapter 11 - The Point System
6. When an accident must be reported to the Department, within how many days must the report be filed?
Correct answer: 30 days
State law requires a required accident report to be filed with the Department within 30 days.
Source: Missouri Driver Guide, Chapter 13 - Mandatory Insurance
7. A conviction for careless and imprudent driving carries how many points?
Correct answer: 4 points
Careless and imprudent driving adds four points to your driving record.
Source: Missouri Driver Guide, Chapter 11 - The Point System
8. Leaving the scene of a traffic crash adds how many points to your Missouri driving record?
Correct answer: 12 points
Leaving the scene of a crash is a serious offense that adds 12 points and can lead to revocation.
Source: Missouri Driver Guide, Chapter 11 - The Point System
9. Missouri's minimum liability coverage for bodily injury to one person is what amount?
Correct answer: $25,000
The minimum required coverage is $25,000 per person for bodily injury, $50,000 per crash, and $25,000 for property damage.
Source: Missouri Driver Guide, Chapter 13 - Mandatory Insurance
10. Accumulating 8 or more points within 18 months results in what?
Correct answer: Suspension of your driving privilege
Eight or more points in 18 months leads to a suspension, starting at 30 days for a first suspension.
Source: Missouri Driver Guide, Chapter 11 - The Point System
11. The Missouri written knowledge test has 25 questions. How many must you answer correctly to pass?
Correct answer: 20
You must correctly answer 20 of the 25 multiple-choice questions to pass the written test.
Source: Missouri Driver Guide, Chapter 2 - The Driver Examination
12. At what age can a person become eligible for a Missouri instruction permit?
Correct answer: 15
The instruction permit, the first step of the graduated program, is available at age 15.
Source: Missouri Driver Guide, Chapter 1 - The Missouri Driver License
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Every Missouri question is written from the official Missouri driver handbook and checked against its current edition. DMV Test Free is a free, independent study resource — not affiliated with any DMV or government agency. About DMV Test Free