New Jersey Car / Permit: Penalties & Licensing Practice Test

Question 1

What type of insurance is mandatory for every vehicle registered in New Jersey?

Accepted Answer

Liability insurance — Motor vehicle liability insurance is mandatory in New Jersey; every registered vehicle must carry it, and the ID card must stay in the vehicle.

Answer

Collision insurance only

Answer

No insurance is required

Answer

Comprehensive coverage only

Question 2

How many points can be subtracted from a driver's total for each year of driving without a violation or suspension?

Accepted Answer

Up to three points per year — Up to three points are subtracted for each full year a driver goes without a violation or suspension, though the total is never reduced below zero.

Answer

Up to one point per year

Answer

Up to two points per year

Answer

All points are removed after one year

Question 3

How long is a New Jersey basic driver license valid?

Accepted Answer

Four years — New Jersey driver licenses are valid for four years.

Answer

Two years

Answer

Eight years

Answer

Ten years

Question 4

When a driver accumulates between 12 and 14 points within a 24-month period, what happens?

Accepted Answer

The MVC sends a Notice of Scheduled Suspension — A driver who accumulates 12 to 14 points in a 24-month period receives a Notice of Scheduled Suspension from the MVC and may attend a program, request a hearing, or surrender the license.

Answer

Nothing happens until 20 points

Answer

The license is permanently revoked

Answer

The driver receives an automatic point refund

Question 5

How many supervised practice-driving hours, including night hours, must a GDL permit holder under 21 complete before the road test?

Accepted Answer

50 hours, including 10 at night — A GDL permit holder under 21 must complete at least six months of supervised driving and a minimum of 50 practice hours, including 10 hours during darkness.

Answer

25 hours, including 5 at night

Answer

40 hours, including 20 at night

Answer

100 hours, including 25 at night

Question 6

What minimum vision standard must a basic license applicant meet, with or without corrective lenses?

Accepted Answer

20/50 vision — For a basic license the eyesight requirement is 20/50, glasses or contacts allowed; commercial drivers face a tighter 20/40 rule.

Answer

20/20 vision

Answer

20/40 vision

Answer

20/70 vision

Question 7

A driver is considered a habitual offender after the license has been suspended how many times in three years?

Accepted Answer

Three times in three years — A habitual offender is a driver whose license has been suspended three times within three years.

Answer

Two times in three years

Answer

Four times in five years

Answer

Once in two years

Question 8

Under the graduated driver license (GDL) restrictions, during which hours may a permit or probationary driver under 21 not drive?

Accepted Answer

Between 11:01 p.m. and 5:00 a.m. — GDL permit and probationary drivers under 21 may not drive between 11:01 p.m. and 5:00 a.m., unless they qualify for an employment or religious exemption.

Answer

Between 9:00 p.m. and 6:00 a.m.

Answer

Between midnight and 4:00 a.m.

Answer

Between 10:00 p.m. and 5:00 a.m.

Question 9

A New Jersey resident must report a change of address to the MVC within what time after moving?

Accepted Answer

Within one week — Anyone who moves has one week to tell the MVC of the new address, and that applies even to people leaving the state.

Answer

Within 30 days

Answer

Within two weeks

Answer

Within 60 days

Question 10

How often must most gasoline-powered New Jersey passenger vehicles that are more than five model years old be inspected?

Accepted Answer

Every two years — Gasoline-fueled passenger vehicles more than five model years old must pass a state inspection every two years.

Answer

Every year

Answer

Every four years

Answer

Only when sold

Question 11

How many questions are on the New Jersey knowledge test, and what score is needed to pass?

Accepted Answer

50 questions, passing with 40 correct — The knowledge test has 50 questions, and a driver must answer at least 80 percent — 40 of the 50 — correctly to pass.

Answer

40 questions, passing with 30 correct

Answer

50 questions, passing with 45 correct

Answer

25 questions, passing with 20 correct

Question 12

What is the fine for a first offense of using a handheld cell phone or texting device while driving?

Accepted Answer

$200 to $400 — The fine for a first offense of using a handheld phone or texting device while driving is $200 to $400.

Answer

$50 to $100

Answer

$400 to $600

Answer

$600 to $800

Penalties & Licensing

Study questions with answers

1. What type of insurance is mandatory for every vehicle registered in New Jersey?

2. How many points can be subtracted from a driver's total for each year of driving without a violation or suspension?

3. How long is a New Jersey basic driver license valid?

4. When a driver accumulates between 12 and 14 points within a 24-month period, what happens?

5. How many supervised practice-driving hours, including night hours, must a GDL permit holder under 21 complete before the road test?

6. What minimum vision standard must a basic license applicant meet, with or without corrective lenses?

7. A driver is considered a habitual offender after the license has been suspended how many times in three years?

8. Under the graduated driver license (GDL) restrictions, during which hours may a permit or probationary driver under 21 not drive?

9. A New Jersey resident must report a change of address to the MVC within what time after moving?

10. How often must most gasoline-powered New Jersey passenger vehicles that are more than five model years old be inspected?

11. How many questions are on the New Jersey knowledge test, and what score is needed to pass?

12. What is the fine for a first offense of using a handheld cell phone or texting device while driving?

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